60 Days No Pay on Auto Loans

Auto Loans

In the market for a new car, truck or SUV?

How about a new boat? New or used, four wheels or two, Mutual Savings Credit Union has a variety of auto loan financing options to get you moving. With rates starting as low as 3.85% APR, what are you waiting for? Apply online today!

60 Days No Pay on Auto Loans

Auto Loans

In the market for a new car, truck or SUV?

How about a new boat? New or used, four wheels or two, Mutual Savings Credit Union has a variety of auto loan financing options to get you moving. With rates starting as low as 3.85% APR, what are you waiting for? Apply online today!

New Cars

  • Mutual Savings considers cars of the current model year or the previous two model years that feature 45,000 miles or less as “new”. Applying our “new car” rates to more cars means more savings for you!

  • Repayment terms up to 48, 60, 72 or 84 months.

  • Get on-the-lot financing from Mutual Savings at local area dealers. (For a complete list of dealers, scroll down.)

  • See the Mutual Savings Credit Union loan rates page for our current rates.

  • Visit our Credit Insurance page to learn about protection from the unexpected.

For a complete list of dealers, click here.
Affordable Auto Loans
Affordable Auto Loans

New Cars

  • Mutual Savings considers cars of the current model year or the previous two model years that feature 45,000 miles or less as “new”. Applying our “new car” rates to more cars means more savings for you!

  • Repayment terms up to 48, 60, 72 or 84 months.

  • Get on-the-lot financing from Mutual Savings at local area dealers. (For a complete list of dealers, scroll down.)

  • See the Mutual Savings Credit Union loan rates page for our current rates.

  • Visit our Credit Insurance page to learn about protection from the unexpected.

For a complete list of dealers, click here.
Affordable Auto Loans

Used Cars

  • Loans for used cars made within the last 6 years can feature 48, 60 or 72-month repayment terms.

  • Loans for used cars made before the last 6 years feature a 60-month repayment term.

  • Get on-the-lot financing from Mutual Savings at local area dealers. (For a complete list of dealers, scroll down.)

  • See the Mutual Savings Credit Union loan rates page for our current rates.

  • Visit our Credit Insurance page to learn about protection from the unexpected.
Affordable Auto Loans

Used Cars

  • Loans for used cars made within the last 6 years can feature 48, 60 or 72-month repayment terms.

  • Loans for used cars made before the last 6 years feature a 60-month repayment term.

  • Get on-the-lot financing from Mutual Savings at local area dealers. (For a complete list of dealers, scroll down.)

  • See the Mutual Savings Credit Union loan rates page for our current rates.

  • Visit our Credit Insurance page to learn about protection from the unexpected.

Boats

ski boat
ski boat

Boats

Young couple camping in RV

Other Vehicles (ATVs, RVs, motorcycles)

*60 Day No Pay – Your loan payment will be delayed 60 days from the date the loan documentation is completed.  Payments made after the delayed payment will continue to be applied first to the interest with the remainder to principal and the interest will continue to accrue on the loan at the rate per annum specified in the loan documents. Final payment on the loan will be due after the date it would have otherwise become due without any delayed payments, and the term of the loan will be extended, or the amount of the last payment may be higher than the usual amount due to payments being delayed for two months. This action will not change the amount or extend the period on any insurance coverage that may be on the loan. Any credit insurance benefits will be calculated according to the original loan terms and insurance certificates and may not fully cover the balance of the loan. Limited time only. Normal credit qualifications apply. For secured loans only. Mortgage loans excluded.

Auto Dealer Partners

Mutual Savings Credit Union wants to make your next car-buying experience easy and seamless. We have teamed up with several auto dealerships so that you can receive on-the-lot financing from Mutual Savings. Plus, you’ll receive the same auto loan rates as you would if you were applying in a Mutual Savings branch.

Mutual Savings Credit Union wants to make your next car-buying experience easy and seamless. We have teamed up with several auto dealerships so that you can receive on-the-lot financing from Mutual Savings. Plus, you’ll receive the same auto loan rates as you would if you were applying in a Mutual Savings branch.

216 Auto Sales

A&M Auto Sales

Adamson West

Alex Luxury Motors

All About Trucks

Anthony Underwood Automotive

Auto Showcase

Bama Direct Automotive, LLC

Baugh Ford Mercury

Benton Nissan Hoover

Benton Nissan of Bessemer

Bice Motors Inc.

Birmingham Brokers, LLC

Birmingham Luxury Motors

Brady Kilmury Chrysler, Dodge

Contemporary Automotive

Coosa Valley Auto Sales

CRM Motors Pelham

Crown Infinity

Donohoo Auto, LLC

Driver’s Way – 280 Location

Driver’s Way – Pelham

Edward Chevrolet 280 Inc.

Exclusive Auto Wholesale, LLC

Hallmark CDJR

Hallmark Hyundai

Hallmark Nissan

Hallmark Subaru

Hill Auto Sales

Icon Motor Group

J & C Auto Sales Inc.

Ken Boggs Ford/Dodge/Chrysler

King Acura

Langston Motors

Lanier Automotive, LLC

M & M Auto Sales

M & M Auto Talladega

M & M Auto Sylacauga

McAbee Motors

McKelvey Chevrolet Corp.

McSweeny Auto Group

Merritt Company Inc.

Merchant Ford

Merchant Honda

Montevallo Imports, LLC

Moore Stewart Honda

Mundy Motor Company

Northwood Auto Sales

Pelham Imports

Pigg Enterprises

Preferred Imports

Riverchase Kia

Royal Automotive Inc.

Serra Chevrolet Inc.

Serra Mazda

Serra Nissan

Steely Lease Sales

Step One Bessemer

Susan Schien Automotive

Tameron Honda

Tameron Imports, LLC

Town and Country Ford-Bessemer

Town and Country Ford-Pell City

TR Group Inc.

TR Motors Inc.

Turnbull Automotive

Turner Motor Co. Inc.

West Alabama Wholesale

216 Auto Sales
A&M Auto Sales
Adamson West
Alex Luxury Motors
All About Trucks
Anthony Underwood Automotive
Auto Showcase
Bama Direct Automotive, LLC
Baugh Ford Mercury
Benton Nissan Hoover
Benton Nissan of Bessemer
Bice Motors Inc.
Birmingham Brokers, LLC
Birmingham Luxury Motors
Brady Kilmury Chrysler, Dodge
Contemporary Automotive
Coosa Valley Auto Sales
CRM Motors Pelham
Crown Infinity
Donohoo Auto, LLC
Driver’s Way – 280 Location
Driver’s Way – Pelham
Edward Chevrolet 280 Inc.
Exclusive Auto Wholesale, LLC
Hallmark CDJR
Hallmark Hyundai
Hallmark Nissan
Hallmark Subaru
Hill Auto Sales
Icon Motor Group
J & C Auto Sales Inc.
Ken Boggs Ford/Dodge/Chrysler
King Acura
Langston Motors
Lanier Automotive, LLC
M & M Auto Sales
M & M Auto Talladega
M & M Auto Sylacauga
McAbee Motors
McKelvey Chevrolet Corp.
McSweeny Auto Group
Merchant Ford
Merchant Honda
Merritt Company Inc.
Montevallo Imports, LLC
Moore Stewart Honda
Mundy Motor Company
Northwood Auto Sales
Pelham Imports
Pigg Enterprises
Preferred Imports
Riverchase Kia
Royal Automotive Inc.
Serra Chevrolet Inc.
Serra Mazda
Serra Nissan
Steely Lease Sales
Step One Bessemer
Susan Schien Automotive
Tameron Honda
Tameron Imports, LLC
Town and Country Ford-Bessemer
Town and Country Ford-Pell City
TR Group Inc.
TR Motors Inc.
Turnbull Automotive
Turner Motor Co. Inc.
West Alabama Wholesale

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.