Locations

The Mutual Savings Credit Union service area extends throughout Central Alabama.

We’re proud to be part of the following cities and their surrounding communities. Through services like home banking, CULIANCE ATM Network and the CO-OP Shared Branches, your Mutual Savings Credit Union accounts can be accessed from anywhere in the world.

Mutual Savings Credit Union Locations

Mutual Savings Credit Union Locations

Alexander City

Located near beautiful Lake Martin, Alabama, Mutual Savings Credit Union is proud to serve Alexander City and its surrounding communities.

What You Need to Know:

  • Address: 1030 Lee Street, Alexander City, AL 35010
  • Hours of Operation: Monday through Friday, 8:30 am to 5:00 pm.
  • Drive-Thru Window? Yes
  • Drive-up ATM? Yes
  • Deposit-taking ATM? Yes
  • CO-OP Shared Branch? No

Brookwood

Located about 40 minutes west of Birmingham, Mutual Savings Credit Union is proud to serve Brookwood and its surrounding communities.

What You Need to Know:

  • Address: 16072 Highway 216, Brookwood, AL 35444
  • Hours of Operation: Monday through Friday, 8:30 A.M. to 5:00 P.M.
  • Drive-Thru Window? Yes
  • Drive-up ATM? Yes
  • Deposit-taking ATM? Yes
  • CO-OP Shared Branch? No

Calera

We are proud to serve Calera and its surrounding area. Our Calera branch is located in the Publix Supermarket shopping center off of Exit 231 just off of Interstate 65.

What You Need to Know:

  • Address: 136D Calera Marketplace Circle, Calera, AL 35040
  • Hours: Monday through Friday, 8:30 A.M. to 5:00 P.M.
  • Drive-Thru Window? Yes
  • Drive-up ATM? No
  • Deposit-taking ATM? No
  • CO- OP Shared Branch? Yes

Clanton

Residents of Clanton and the surrounding communities know their financial needs can be met with the help of the staff at Mutual Savings Credit Union. Our Clanton branch is located across the street from Zaxby’s restaurant.

What You Need to Know:

  • Address: 1501 7th Street South, Clanton, AL 35046
  • Hours of Operation: Monday through Friday, 8:30 A.M. to 5:00 P.M.
  • Drive-Thru Window? Yes
  • Drive-up ATM? Yes
  • Deposit-taking ATM? Yes
  • CO-OP Shared Branch? Yes

Pelham

Mutual Savings Credit Union is proud to serve Pelham and its surrounding communities. Our Pelham branch is located next to McDonald’s on Pelham Parkway.

What You Need to Know:

  • Address: 3596 Pelham Parkway, Pelham, AL 35124
  • Hours of Operation: Monday through Friday, 8:30 A.M. to 5:00 P.M.
  • Drive-Thru Window? Yes
  • Drive-up ATM? No
  • Deposit-taking ATM? No
  • CO-OP Shared Branch? Yes

Riverchase

We are proud to serve the Hoover community. Our Riverchase branch is located within the corporate office, which is off of Valleydale Road near Ragtime Café.

What You Need to Know:

  • Address: 2040 Valleydale Road, Birmingham, AL 35244
  • Hours of Operation: Monday through Friday, 8:30 A.M. to 5:00 P.M.
  • Drive-Thru Window? Yes
  • Drive-up ATM? Yes
  • Deposit-taking ATM? Yes
  • CO-OP Shared Branch? Yes

Selma

We are proud to serve historic Selma and the surrounding areas of Dallas County. Our Selma branch is located two doors down from Vaughan Regional Medical Center.

What You Need to Know:

  • Address: 907 Medical Center Parkway, Selma, AL 36701
  • Hours of Operation: Monday through Friday, 8:30 A.M. to 5:00 P.M.
  • Drive-Thru Window? Yes
  • Drive-up ATM? Yes
  • Deposit-taking ATM? Yes
  • CO-OP Shared Branch? Yes

CULIANCE ATM Network

The CULIANCE network offers more surcharge-free ATMs than any other network in locations that are convenient for you. The network focuses on serving members by lowering fees and maximizing convenience. What this means to you is you have more access to your money at more ATM locations – Some with no fees!

Benefits For You:

  • The CULIANCE network offers more surcharge-free ATMs than any other networks in locations that are convenient for you.
  • Credit union members can also access their funds at major retailers and at hundreds of thousands of local merchants across the nation.
  • You will now be able to get cash back at retailers and merchants that are CULIANCE affiliated.
  • How do you know if an ATM is within your network? Look for the CUHere and MoneyPass logos!
  • Click here to find a CULIANCE network ATM near you.

CO-OP Shared Branch

Out of town and need to make a deposit into your Mutual Savings Credit Union account? Can’t make it to your Mutual Savings location before closing? No problem! Look for the CO-OP Shared branch logo and conduct transactions for your Mutual Savings accounts at other participating credit unions near you.

Mutual Savings Credit Union is a participating member of the CO-OP Shared Branch Network (formerly the CU Service Center Network). By applying this concept of “shared branching”, credit unions from across the country share facilities to give members access to thousands of locations. This network means that a Mutual Savings location is always just around the corner.

Deposits may be subject to holds or deposit limitations may apply. Withdrawal limitations may apply.

How Does It Work?

Visit the CO-OP Shared Branch website to determine which credit unions in your area are also members of the network. You’ll be able to perform the following transactions at participating credit unions:

  • Deposits*
  • Withdrawals
  • Loan Payments
  • Transfers
  • And more!

*Deposits may be subject to holds or deposit limitations may apply.

When conducting Mutual Savings transactions at other CO-OP Shared Branch credit unions, you’ll need to bring the following items and information with you:

  • Your Mutual Savings Credit Union member number
  • A valid, government-issued form of identification (driver’s license or a US passport for example)

CO-OP Shared Branch IDCheck

If you frequently use the CO-OP Shared Branching Network, you’re familiar with the convenience it provides if you’re away from a Mutual Savings Credit Union Branch.

As an MSCU member, you have access to over 5,000 shared branches. For MSCU members visiting any shared branch location out of state with an Alabama ID, you will be required to use IDCheck for withdrawals, which includes cash withdrawals, checks, or transfers. For non-members with no Alabama driver’s license, you will also be required to use IDCheck to complete your transaction for withdrawals. What is IDCheck? It’s just a few extra steps. These steps were implemented by CO-OP to ensure a safe, secure, and seamless member experience while preventing account takeover fraud.

If you bank at one of our Shared Branch locations, a teller can now identify and authenticate members with out-of-state IDs in the branch using a QR code and a one-time passcode multi-factor authentication verification. This additional layer of authentication will be used for cash withdrawals, checks, and transfers.

It’s secure, simple, and quick! Simply scan the QR code located in the branch or visit verify.coop.org to get started. Scan the QR Code below and follow the prompts.

There are 4 steps or prompts required:

  • Agree to the Terms
  • Enter the Credit Union Name
  • Scan the Front of Your Driver’s license
  • Scan the Back of Your Driver’s license

You’ll receive a 6-digit code that you will share with the teller. Once your code is verified, your transaction can proceed.

IDCheck QR Code

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.