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*APR determined once application is complete and is based on credit score.
**There is a service fee for balance transfers.
Verified by VISA®
EMB 3-D Secure (formerly Verified by VISA®) is a global solution designed to make online purchases more secure by helping ensure payments are made by the rightful owner of the VISA® account. One of its objectives is to continue to build consumer confidence in online shopping—similar to that in a physical shopping environment.
EMB 3-D Secure often works behind the scenes when you’re shopping online. There may be times when you will be asked by your bank to provide more information to confirm the purchase. This helps make certain that you’re the only person using your card online.
VISA offers comprehensive fraud protection, but EMB 3-D Secure goes even a step further, adding an extra layer of security when you enter credit card information online.
Add a personal password to your existing VISA and be reassured that only you can use your VISA for online purchases.