Mutual Savings Credit Union

Checking Accounts

Mutual Savings Credit Union offers a variety of checking accounts to better serve you and your lifestyle.

Click here to see which checking products earn interest. Apply online or speak to a member service representative today for more information.

Easy Banking

Open your Basic Checking account today.

Basic Checking

Mutual Savings’ Basic Checking is a simple solution to your everyday checking accounts needs. Our basic checking account is a no-nonsense account and popular because it is has a lot of benefits and there is no monthly fee.

Benefits For You:

• No monthly service fee.
• No minimum balance requirements.
• Free home & mobile banking.
• Mobile deposit.
• Free online Bill Pay.
• Free VISA® debit card.
• Free e-Statements.

Checking Rewards

Rising Rewards

Whether using your debit card, paying bills with bill pay or writing checks, a Rising Rewards checking account has it all. Plus, you’ll earn rewards! Life is busy and this checking account simplifies it for you. Take a look around our Rewards Center!
  • No minimum balance required.
  • Earn interest on your balance.*
  • Earn $1.00 for every $2.00 spent with your debit card.**
  • Automated monthly refunds up to $15.00 for ATM withdrawal fees.
  • No monthly fees.
A checking account that works with your busy life – It’s here for you.  You’ll immediately begin earning points by meeting the following requirements:
  • 10+ debit card transactions monthly.
  • Enroll in e-Statements.
  • Receive a minimum of one monthly direct deposit or ACH.
  • Cannot exceed 20 posted checks.

*We offer interest rates based on tiers. Visit our deposit rates page for current rates.
**Points are earned on signature-based transactions.

Open your Rising Rewards checking account online today or call a member representative to see how Rising Rewards will work for you.

Open your Rising Rewards checking account online today or call a member representative to see how Rising Rewards will work for you.
Youth Checking Accounts

Discover The ALT

A hassle-free account that highlights the convenience of debit cards and online access – Mutual Savings’ Discover the ALT account is for you. You’ll receive up to $15.00 in monthly ATM withdrawal fees if you’re not close to a branch and want to withdraw cash.

Your on-the-go account is ready for you:

• No minimum balance required.
• No monthly service fee.
• Free debit cards.
• Free mobile, home and telephone banking.
• Mobile deposit.
• Free Bill Pay.
• Free e-Statements.

High Interest Checking Account

Money Market Accounts

Typically earning more interest, money market checking accounts provide the convenience of check writing as well as debit card privileges. Withdrawals are limited to three per month.

Benefits For You:

  • Begin earning dividends on balances of $2,500.00 or greater.
  • Tiered dividends on higher balances.
  • No monthly service charge.
  • Free debit cards.
  • Free mobile, home and telephone banking.
  • Mobile deposit.
  • Free Bill Pay.
  • Free e-Statements.
Second Chance Checking Accounts

Second Chance

If you’ve struggled with a checking account in the past and have found it difficult to open a new account, you might need a second chance. Mutual Savings Credit Union offers Second Chance Checking. With your opening deposit of $100.00, you’ll be on your way to having the convenience a debit card and checking account provides.

Benefits For You:

  • No minimum balance required.
  • $16.95 monthly service charge.
  • Free debit cards.
  • Free mobile, home and telephone banking.
  • Mobile deposit.
  • Free Bill Pay.
  • Free e-Statements.

Please click the image below to reorder your personal checks.

Reorder checks

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

Call, Click or Come In

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

Call, Click, or Come In