Mutual Savings Credit Union
Checking Accounts
Mutual Savings Credit Union offers a variety of checking accounts to better serve you and your lifestyle.
Click here to see which checking products earn interest. Apply online or speak to a member service representative today for more information.


Basic Checking
Mutual Savings’ Basic Checking is a simple solution to your everyday checking accounts needs. Our basic checking account is a no-nonsense account and popular due to benefits that include:
Benefits For You:
• No monthly service fee.
• No minimum balance requirements.
• Free home & mobile banking.
• Mobile deposit.
• Free online Bill Pay.
• Free Mastercard® debit card.
• Free e-Statements.

Rising Rewards
- No minimum balance required.
- Earn interest on your balance.*
- Earn one (1) reward point for every $2.00 spent with your debit card.**
- Automated monthly refunds up to $15.00 for ATM withdrawal fees.
- No monthly fees.
- 10+ debit card transactions monthly.
- Enroll in e-Statements.
- Receive a minimum of one monthly direct deposit or ACH.
- Cannot exceed 20 posted checks.
*We offer interest rates based on tiers. Visit our deposit rates page for current rates.
**Points are earned on signature-based transactions.
Open your Rising Rewards checking account online today or call a member representative to see how Rising Rewards will work for you.

Discover The ALT
Your on-the-go account is ready for you:
• No minimum balance required.
• No monthly service fee.
• Free debit cards.
• Free mobile, home and telephone banking.
• Mobile deposit.
• Free Bill Pay.
• Free e-Statements.

Money Market Accounts
Benefits For You:
- Begin earning dividends on balances of $2,500.00 or greater.
- Tiered dividends on higher balances.
- No monthly service charge.
- Free debit cards.
- Free mobile, home and telephone banking.
- Mobile deposit.
- Free Bill Pay.
- Free e-Statements.

Second Chance
Benefits For You:
- No minimum balance required.
- $16.95 monthly service charge.
- Free debit cards.
- Free mobile, home and telephone banking.
- Mobile deposit.
- Free Bill Pay.
- Free e-Statements.