Personal Loans

Personal loans made more personal.

Whether it’s funding for a special project or special purchase, Mutual Savings Credit Union has the loan for you.

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Personal Loans

Personal loans made more personal.

Whether it’s funding for a project or special purchase, Mutual Savings has the loan for you.

Our personal loans are categorized into two groups – Secured and Unsecured. Each of these products features multiple types of loans designed to fit your needs.

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Unsecured Loans

Single Payment Loans
Single Payment loans are great if you know the exact amount of your expense. This loan features up to a 3-month repayment term.

Personal Line of Credit
Personal lines of credit means having an amount of money set aside that you can access. This amount of money can be used to pay bills, buy gifts or to use for other projects. The payment is always 3% of the outstanding balance and has a draw period of 24-months.

Closed End Loan
Closed end loans are commonly used for larger expenses. Because of this, longer repayment terms make it easier on your budget. This type of loan features up to a 60-month repayment term.

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Unsecured Loans

Single Payment Loans
Single Payment loans are great if you know the exact amount of your expense. This loan features up to a 3-month repayment term.

Personal Line of Credit
Personal lines of credit means having an amount of money set aside that you can access. This amount of money can be used to pay bills, buys gifts or to use for other projects. This loan features up to a 24-month repayment term.

Closed End Loan
Closed end loans are commonly used for larger expenses. Because of this, longer repayment terms make it easier on your budget. This type of loan features up to a 60-month repayment term.

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Secured Loans

Deposit Secured Loans
Your personal loan’s interest rate could be reduced when you use your Mutual Savings Credit Union share account or share certificate as collateral.

The repayment terms for your loan secured by your share or share certificate can be extended up to 60-months.

Mutual Savings Credit Union also offers a single payment secured loan that features a 12-month repayment term.

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You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

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