Savings Rates
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| Deposit Products |
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| Share Accounts |
| Share Savings Account | 0.05% APY |
| Minimum Balance to earn APY: $100.00 |
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| Share/IRA Certificates |
| 3 Month | 4.15% APY |
| 6 Month | 4.00% APY |
| 1 Year | 3.75% APY |
| 2 Year | 3.60% APY |
| 3 Year | 3.25% APY |
| 5 Year | 3.25% APY |
| $1,000 minimum deposit |
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| Elite Share Certificates |
| 1 Year* | 3.75% APY |
| 3 Year* | 3.25% APY |
| 5 Year* | 3.25% APY |
| .*$10k minimum deposit |
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| Club Accounts |
| Basic/Vacation | 0.10% APY |
| Minimum Balance to earn APY: $100.00 |
| Christmas | 0.10% APY |
| Minimum Balance to earn APY: $100.00 |
| IRA Club | 0.10% APY |
| Minimum Balance to earn APY: $100.00 |
| Super Savers Club |
| $2,500.00 to $20,000.00 | 0.05% APY |
| $20,000.01 to $50,000.00 | 0.05% APY |
| $50,000.01 to $100,000.00 | 0.05% APY |
| Greater than $100,000.00 | 0.05% APY |
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| Money Market Accounts |
| Select Money Market |
| Equal to or greater than $2,500.00 to $25,000.00 | 1.25% APY |
| Equal to or greater than $25,000.01 to $75,000 | 1.50% APY |
| Equal to or greater than $75,000.01 to $100,000.00 | 1.75% APY |
| Equal to or greater than $100,000.01 | 2.00% APY |
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| Elite Money Market |
| $25,000.00 to $75,000.00 | 2.10% APY |
| $75,000.01 – $100,000.00 | 2.60% APY |
| $100,000.01 – $199,999.99 | 3.10% APY |
| $200,000.00 + | 4.20% APY |
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| .Checking |
| .Total Checking – RR (no new accounts opened) |
| $0.01 – $25,000.00 | 0.15% |
| >$25,000.00 | 0.10% |
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| Business Money Market |
| Balances equal to or greater than $5,000.00 | 0.10% APY |
| Balances equal to or greater than $25,000.00 | 0.10% APY |
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| Vision Business Checking |
| Balances less than $20,000.00 | 0.00% APY |
| Balances equal to or greater than $20,000.01 | 0.10% APY |
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| Rates quoted are best available and subject to change. Early withdrawal penalties apply for share certificates. APY = Annual Percentage Yield. |
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| For more information, please contact Mutual Savings Credit Union. |
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| Deposit Rates Effective 4/30/25 |
