| Mutual Savings Credit Union |
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| Deposit Products |
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| Share Accounts |
| Share Savings Account | 0.05% APY |
| Minimum Balance to earn APY: $100.00 |
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| Share/IRA Certificates |
| 6 Month | 2.75% APY |
| 1 Year | 3.75% APY |
| 2 Year | 3.25% APY |
| 3 Year | 2.75% APY |
| 5 Year | 3.00% APY |
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| Special Share Certificates |
| 5 month ($1k minimum)* | 4.50% |
| 9 month ($1k minimum)* | 5.00% |
| * New Deposits Only |
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| Elite Share Certificates |
| 12 Month | 3.75% APY |
| 36 Month | 2.75% APY |
| 60 Month | 3.00% APY |
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| Club Accounts |
| Basic/Vacation | 0.10% APY |
| Minimum Balance to earn APY: $100.00 |
| Christmas | 0.10% APY |
| Minimum Balance to earn APY: $100.00 |
| IRA Club | 0.10% APY |
| Minimum Balance to earn APY: $100.00 |
| Super Savers Club |
| $2,500.00 to $20,000.00 | 0.05% APY |
| $20,000.01 to $50,000.00 | 0.05% APY |
| $50,000.01 to $100,000.00 | 0.05% APY |
| Greater than $100,000.00 | 0.05% APY |
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| Money Market Accounts |
| Select Money Market |
| Equal to or greater than $2,500.00 to $25,000.00 | 0.60% APY |
| Equal to or greater than $25,000.01 to $75,000 | 0.75% APY |
| Equal to or greater than $75,000.01 to $100,000.00 | 0.90% APY |
| Equal to or greater than $100,000.01 | 1.00% APY |
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| Elite Money Market |
| $25,000.00 to $75,000.00 | 1.75% APY |
| $75,000.01 – $100,000.00 | 2.00% APY |
| $100,000.01 – $199,999.99 | 2.50% APY |
| $200,000.00 + | 3.95% APY |
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| Business Money Market |
| Balances equal to or greater than $5,000.00 | 0.10% APY |
| Balances equal to or greater than $25,000.00 | 0.10% APY |
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| Rising Rewards Checking |
| $0.01 to $25,000.00 | 0.15% APY |
| Balances above $25,000.01 | 0.10% APY |
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| Vision Business Checking |
| Balances less than $20,000.00 | 0.00% APY |
| Balances equal to or greater than $20,000.01 | 0.10% APY |
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| Rates quoted are best available and subject to change. Early withdrawal penalties apply for share certificates. APY = Annual Percentage Yield. |
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| For more information, please contact Mutual Savings Credit Union. |
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| Deposit Rates Effective 9/5/2023 |
