Savings Rates

Deposit Products APY
_
Share Accounts
Share Savings Account 0.05%
Minimum Balance to earn APY: $100.00
_
Share/IRA Certificates (CDs)
3 Month ($1,000 minimum) 3.30%
6 Month ($1,000 minimum) 3.40%
1 Year ($1,000 minimum) 3.50%
2 Year ($1,000 minimum) 3.65%
3 Year ($1,000 minimum) 3.70%
5 Year ($1,000 minimum) 3.80%
_
Elite Share Certificates 
1 Year ($10k minimum) 3.50%
3 Year ($10k minimum) 3.70%
5 year ($10k minimum) 3.80%
_
Club Accounts
Basic/Vacation 0.10%
Minimum Balance to earn APY: $100.00
Christmas 0.10%
Minimum Balance to earn APY: $100.00
IRA Club 0.10%
Minimum Balance to earn APY: $100.00
Super Savers Club
$2,500.00 to $20,000.00 0.05%
$20,000.01 to $50,000.00 0.05%
$50,000.01 to $100,000.00 0.05%
Greater than $100,000.00 0.05%
_
Money Market Accounts
Select Money Market
Equal to or greater than $2,500.00 to $25,000.00 0.40%
Equal to or greater than $25,000.01 to $75,000 0.75%
Equal to or greater than $75,000.01 to $100,000.00 1.00%
Equal to or greater than $100,000.01 1.25%
_
Elite Money Market
$25,000.00 to $75,000.00 1.25%
$75,000.01 – $100,000.00 1.75%
$100,000.01 – $199,999.99 2.25%
$200,000.00 + 3.25%
_$
Checking
Total Checking – RR (no new accounts opened)
$0.01 – $25,000.00 0.15%
> $25,000.00 0.10%
_$
Business Money Market
Balances equal to or greater than $5,000.00 0.10%
Balances equal to or greater than $25,000.00 0.10%
_
Vision Business Checking
Balances less than $20,000.00 0.00%
Balances equal to or greater than $20,000.01 0.10%
_
Rates quoted are best available and subject to change. Early withdrawal penalties apply for share certificates. APY = Annual Percentage Yield. For more information, please contact Mutual Savings Credit Union.
_
Deposit Rates Effective 8/3/26

Savings Rates
.
Deposit Products
.
Share Accounts
Share Savings Account | 0.05% APY
Minimum Balance to earn APY: $100.00
.
Share/IRA Certificates
3 Month | 3.30% APY
6 Month | 3.40% APY
1 Year | 3.50% APY
2 Year | 3.65% APY
3 Year | 3.70% APY
5 Year | 3.80% APY
$1,000 minimum deposit
.
Elite Share Certificates
1 Year* | 3.50% APY
3 Year* | 3.70% APY
5 Year* | 3.80% APY
.*$10k minimum deposit
.
Club Accounts
Basic/Vacation | 0.10% APY
Minimum Balance to earn APY: $100.00
Christmas | 0.10% APY
Minimum Balance to earn APY: $100.00
IRA Club | 0.10% APY
Minimum Balance to earn APY: $100.00
Super Savers Club
$2,500.00 to $20,000.00 | 0.05% APY
$20,000.01 to $50,000.00 | 0.05% APY
$50,000.01 to $100,000.00 | 0.05% APY
Greater than $100,000.00 | 0.05% APY
.
Money Market Accounts
Select Money Market
Equal to or greater than $2,500.00 to $25,000.00 | 0.40% APY
Equal to or greater than $25,000.01 to $75,000 | 0.75% APY
Equal to or greater than $75,000.01 to $100,000.00 | 1.00% APY
Equal to or greater than $100,000.01 | 1.25% APY
.
Elite Money Market
$25,000.00 to $75,000.00 | 1.25% APY
$75,000.01 – $100,000.00 | 1.75% APY
$100,000.01 – $199,999.99 | 2.25% APY
$200,000.00 + | 3.25% APY
.
.Checking
.Total Checking – RR (no new accounts opened) 
$0.01 – $25,000.00 | 0.15%
>$25,000.00 | 0.10%
.
Business Money Market
Balances equal to or greater than $5,000.00 | 0.10% APY
Balances equal to or greater than $25,000.00 | 0.10% APY
.
Vision Business Checking
Balances less than $20,000.00 | 0.00% APY
Balances equal to or greater than $20,000.01 | 0.10% APY
.
.
Rates quoted are best available and subject to change. Early withdrawal penalties apply for share certificates. APY = Annual Percentage Yield.
.
For more information, please contact Mutual Savings Credit Union.
.
Deposit Rates Effective 8/3/26