Savings

Mutual Savings Credit Union offers a variety of savings accounts to better serve you and your lifestyle.

Click here for savings rates. Apply online or speak to a member service representative today for more information.

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Share Certificates

A share certificate from Mutual Savings Credit Union is a great savings tool that packs a competitive interest rate. Mutual Savings offers 3 month, 6 month, 1 year, 2 year, 3 year and 5 year certificate terms to fit your savings schedule. The longer the term, the more your savings will grow. Deposit your money into your share certificate (commonly referred to as “CDs” at other financial institutions). This allow your funds to earn interest for the duration of the term you selected. Early withdrawal penalties apply.

Visit our savings rates page to see our current interest rates for share certificates as well as Individual Retirement Account (IRA) certificates.

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Elite Savings Products

Introducing the Elite savings products from Mutual Savings Credit Union. Elite products are designed to help you save, earn and protect your money.

We know you’ve worked hard to save and prepare for the future. At Mutual Savings, it is our goal to help your savings grow in a safe and secure environment.

Save more with one of our exclusive share certificates or money markets.

Click here to see all of our tiered rates for our Elite savings products.

Save more with one of our exclusive share certificates or money markets.

Click here to see all of our tiered rates for our Elite savings products.

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Christmas Club

Need to save more for Christmas? Look no further than a Christmas Club account from Mutual Savings Credit Union.

With a Christmas Club account, you can arrange to budget for the holidays each month directly from your Mutual Savings’ checking or savings account.

The best part? The money built up in your Christmas Club account is automatically transferred into your checking or savings on Nov. 1, just in time for holiday shopping!

Benefits For You:

  • Minimum Opening Deposit: $10.00.
  • No Monthly Fee.
  • Christmas Clubs also pay a quarterly interest rate.
  • Withdrawal limit: None allowed until November 1st. There is a $10 fee for early withdrawals.
  • Automatic Transfers can be set up to help you build the club up throughout the year.

Click here to view our deposit rates page to see the current interest rates for our Club Accounts.

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Basic Club

Make saving for a trip or other personal expenses easy. Look no further than a Basic Club from Mutual Savings Credit Union. Also called a Vacation Club account, our members are allowed six (6) withdrawals per quarter from the Basic Club and each account earns a quarterly interest rate!

Benefits For You:

  • Minimum Opening Deposit: $10.00.
  • Interest paid quarterly.
  • No Monthly Fee.
  • Withdrawal Limit: Six (6) per quarter.
  • Set up Automatic Transfers to the club.

Click here to view our deposit rates page to see the current interest rates for our Club Accounts.

Click here to view our deposit rates page and see the current interest rates for our Club Accounts.

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IRA Club

An Individual Retirement Club Account gives members the benefit of a tax deferred savings and convenience of making contributions up to the IRS annual maximum contribution limit. Withdrawals may incur penalties and you should consult with your tax advisor.

Benefits For You:

  • No Minimum Opening Deposit.
  • No Monthly Fee.

Click here to view our deposit rates page to see the current interest rates for our Club Accounts.

IRA Clubs also pay a quarterly interest rate.

Click here to view our deposit rates page to see the current interest rates for our Club Accounts.

IRA Clubs also pay a quarterly interest rate.

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IRA Certificates

When it comes to saving for your retirement, the security of your money takes top priority. An Individual Retirement Account Certificate from Mutual Savings Credit Union allows you to lay a safe foundation for your retirement savings plan. Our IRA Certificates are federally insured by the National Credit Union Administration (NCUA) up to $250,000. Retirement savings in a Mutual Savings’ IRA Certificate gives you a stronger sense of security as opposed to riskier investment options.

Count on Mutual Savings Credit Union to help you be prepared when you reach your retirement age. Please visit our savings rates page to see the terms and current interest rates for our IRA Certificates.

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Super Saver Club

We know you work hard for your money. We work hard to make your money grow. With a Super Saver Club account from Mutual Savings Credit Union, the bigger the balance, the more interest you earn.

Benefits For You:

  • Bigger Balances = Bigger Savings!
  • No limit on the balance in the account.
  • Different tiers to meet your needs.
  • Interest is paid monthly.

Our tiered system gives different rates for different balances.

Click here to view our deposit rates page to seethe current interest rates for our Club Accounts.

Our tiered system gives different rates for different balances.

Click here to view our deposit rates page to see the current interest rates for our Club Accounts.

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.