Fantastic Fixed-Rate Mortgage Options!

Life happens. When you find yourself in a pinch, look to Mutual Savings Credit Union. Here’s why a shorter term fixed-rate mortgage might work for you:

  • 10-year fixed rate as low as 6.00% APR.*

  • 15-year fixed rate as low as 6.50% APR.*

  • You want to pay your mortgage off quickly.

  • You want to stay in your home and are getting close to retirement.

  • It builds equity in your home faster.

  • There are no origination fees on our 10-year fixed mortgages.

Sample Loan Payments and More Mortgage Information for you …
Loan payment examples do not include real estate taxes and homeowner’s insurance.
Fixed Rate Mortgage Loans Disclosure
On a $200,000 loan for 15 years at 6.50% APR the monthly principal and interest payment would be $1,742.22.
On a $200,000 loan for 10 years at 6.00% APR the monthly principal and interest payment would be $2,220.42.
* Rate reflected is 80% of value of your home. Up to 90% of the home value is available.
Other fees, including recording fees, document preparation, and title fees will apply. If funds are for a refinanced loan, then closing costs may be financed with the loan. We will loan up to 90 percent of the purchase price or the appraised value – whichever is the lower amount. No prepayment penalties. You may incur appraisal and attorney fees.
APR= Annual Percentage Rate.
Rates are subject to change without notice.
Loan Rates Effective 10/19/23