Mutual Savings

Mutual Savings Credit Union

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2040 Valleydale Rd Birmingham (Alabama) CALL US +1(205)682-1100

Silver Elite

Introducing the Silver Elite Suite of savings products from Mutual Savings Credit Union. Silver Elite is a suite of products designed to help you save, earn and protect your money. We know your savings reflect the hard work you’ve put into preparing for the future, and it has been well worth it. At Mutual Savings Credit Union, it is our goal to help your savings grow in a safe and secure environment.

SAVE 

Save more with one of our exclusive share certificates or money markets and know your money is safe with our complimentary identity theft protection.

EARN 

With Silver Elite, you’ll also earn more with a great rate that makes your savings work.

IRA/ Share Certificate Rates

60 month – 2.50% APY

36 month – 1.80% APY

12 month – 1.60% APY

Money Market Rates

$25,000-$75,000 – .65% APY

$75,000-$100,000 – .75% APY

$100,000 – .90% APY

Protect 

Now that you’re saving and earning more, we believe it’s important to protect your money. As a Silver Elite member, you get complimentary IDnotify Identity Theft Protection. IDnotify includes $1 million in insurance coverage against costs associated with identity restoration such as travel expenses, document replacement, loss of income, legal costs and more. You will also enjoy:

  • 1 Credit Score
  • 1 Credit Report
  • Ongoing Credit Monitoring
  • Dark Web Monitoring
  • Change of Address Alerts

We invite you to take advantage of these exclusive rates that can’t be found anywhere else! If you have questions about your Silver Elite product, we invite you to call your closest branch location.

APY = Annual Percentage Yield. Penalty may apply for early withdrawal on share certificates. Minimum deposit of $10,000.00 required for Silver Elite IRA/Share Certificate products.  Minimum deposit of $25,000 required for Silver Elite Money Market products. Money markets have a limit of 3 items cleared monthly or a fee will be incurred. Money market interest is calculated on a daily balance and credited monthly. Money market rates may be changed monthly. Primary members aged 60 years of age or older will receive free identity theft protection when a Silver Elite product is opened.  For renewal of the identity theft product the Silver Elite product must be open and the primary member must request a renewal certificate from a MSCU representative every 12 months. Only one identity theft product per member, no matter how many accounts or Silver Elite products the member has open. Limited time only. Products and services may be discontinued at any time without prior notice. Refer to your Truth-in-Savings on Silver Elite for other conditions. Federally Insured by NCUA.