2040 Valleydale Rd Birmingham (Alabama) 
How to Join
Step 1
Check your Eligibility
To join, you must live, work, worship or attend school within our 13 counties. Or be employed by a Mutual Savings Sponsor Group.
Step 2
Speak with one of our account specialists
Our dedicated account specialists will walk you through the application process.
Step 3
Come to a branch
And complete your application.
Overview
A share certificate from Mutual Savings Credit Union is a great savings tool that packs a competitive interest rate. MSCU offers 6 month, 1 year, 20 months, 2 year, 3 year and 5 year certificate terms to fit your savings schedule. The longer the term, the greater your savings.
Deposit your money into your share certificate (commonly referred to as “CDs” at other financial institutions) and allow your funds to earn interest for the duration of the term your selected. Early withdrawal penalties apply.
Please visit our deposit rates page to see our current interest rates for share certificates as well as Individual Retirement Account (IRA) certificates.
Mutual Savings Credit Union is federally insured by NCUA.
Equal Housing Lender