How to Join
Step 1
Check your Eligibility
To join, you must live, work, worship or attend school within our 13 counties. Or be employed by a Mutual Savings Sponsor Group.
Step 2
Speak with one of our account specialists
Our dedicated account specialists will walk you through the application process.
Step 3
Come to a branch
And complete your application.
Overview
Benefiting from the best savings rate possible is important. It’s also important to have access to your money. If you want to earn a competitive interest rate while still having the ability to make withdrawals, a Money Market Account is the way to go. Mutual Savings Credit Union offers two types of Money Market Accounts to meet specific needs. Each are detailed below:
Select Money Market
- Tier 1: Daily balance equal or greater than $2,500 to $25,000
- Tier 2: Daily balance equal or greater than $25,000.01 to $75,000
- Tier 3: Daily balance equal or greater than $75,000.01 to $100,000
- Tier 4: Daily balance equal or greater than $100,000.01
- Begins earning dividends when balance is $2,500
- No Monthly Fee
- Withdrawal Limit: 3 per month
- Visit our deposit rates page to see the interest rates
Business Money Market
- Minimum Opening Deposit is $5,000.00
- No Monthly Fee
- Withdrawal Limit: No more than 6 withdrawals to a third party a month, no more than 3 of those 6 can be by check or debit card
- Visit our deposit rates page to see the interest rate for balances over $5,000 and for balances over $20,000.00.
Additional Features
Each of these Money Market Accounts can be equipped with the following free features:
- Free online banking service
- Free online bill pay service
- Free telephone banking service
- Free VISA® debit card
- Free e-Statements