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Federal law allows you to request a free copy of your credit report every 12 months from each credit reporting company (bureau): Equifax, TransUnion and Experian.
Checking your credit report is a great way to ensure your credit history is correct and you are not a fraud victim. Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it’s especially important that you understand your credit report, credit score, and the companies that compile that information.
To request your free credit report, click here: https://www.annualcreditreport.com
