Mutual Savings Credit Union

Home Banking

Mutual Savings Credit Union offers home banking as a way for you to enjoy the convenience of accessing your accounts from wherever you are. We offer access online through our website, a mobile app, telephone banking, mobile deposit and Bill Pay to better service you and your needs.

Set up your home banking today. Click on Log In at the top of the page and follow the prompts to set up your access.

Easy Home Banking

Convenience at Your Fingertips.

Convenience at Your Fingertips.

Payments Made Easy

Bill Pay

Searching for an easy, convenient way to stay on top of multiple bill payments without the hassle of
keeping up with multiple companies e-payments? With Mutual Savings Credit Union’s online Bill Pay
service, you’ll always have what you need to pay your bills on time. Our Bill Pay service offers recurring
payments and electronic confirmation all in one place. Paying bills has never been easier.

Benefits For You:

  • A free enhancement to your online banking service.
  • Store your billing address for quicker payments.
  • Pay bills instantly or schedule them out for future payments.
  • Receive confirmation of a paid bill to your account.
  • Easily cancel or revise scheduled payments.
  • Keep everything organized in one place!

When you pay a bill using online Bill Pay, an electronic payment is sent to your biller from your checking
account instantly or on the date you choose for your scheduled payment. If you need to send a payment
to a person or a company who cannot accept electronic payment, no problem! Bill Pay will issue a paper
check on your behalf. An image of this check can be viewed from your online banking service when the
check posts.

Log into your account today to set up Bill Pay and get started!

For more information, contact a member service representative.

Log into your account today to set up Bill Pay and get started!

For more information, contact a member service representative.

Easy Mobile App Access

Mobile App

Mutual Savings Credit Union offers a convenient mobile app that helps put your daily transactions, payment history and account information all in one place. To download our app, simply go to your app store and type in “Mutual Savings Credit Union” to access the app – It’s that easy!

Benefits For You:

  • Check balances, track recent transactions, transfer funds, review statements and much more.
  • Access your account wherever you are, whenever you want.
  • Manage your money much easier.
  • Keep everything organized in one place!
  • Access to Bill Pay and MSCU’s Mobile Deposit.

How does it work?

1. Enroll in our free online banking service.
2. Download the app from your app store on your phone.
3. Sign-in using the same username and password used for your online banking account.

Speak to a member service representative today to see how our mobile app will work for you.

Speak to a member service representative today to see how our mobile app will work for you.

MSCU Mobile Deposits

Mobile Deposit

Save time and gas money with Mutual Savings Credit Union’s Mobile Deposit. This free service allows members to scan physical checks and transmit the scanned image to the credit union. It’s as easy as that!

Benefits For You:

  • It’s free.
  • Better deposit availability.
  • It’s convenient.
  • Reduced transportation costs to the branches.
  • No more waiting in line!

How does it work?

1. Grab your check and sign the back with your signature.
2. Under the signature line, write “For mobile deposit only.”
3. Login to your Mutual Savings Credit Union mobile app banking.
4. Select the menu bar on the left side of your screen.
5. Select “Mobile Deposit”.
6. Follow the directions on your screen to take photos of the front and back sides of your check, the dollar amount being deposited and which account to deposit it into.
7. It’s as simple as that! Tap, Snap, Deposit!

Not all accounts are eligible. Speak to a member service representative today to see how our mobile deposit will work for you.

Not all accounts are eligible. Speak to a member service representative today to see how our mobile deposit will work for you.

24-hour banking service

Telephone Banking

Telephone Banking from Mutual Savings Credit Union provides you with a free 24-hour automated teller service. Telephone Banking allows you to perform different tasks without traveling to a branch.

Benefits For You:

  • 24-hour access.
  • Access your account information.
  • Activate a card or report a lost or stolen card.
  • Make a transaction, an inquiry or a chance to your password.

How does it work?
1. Have your account PIN number on hand that you received when opening your account.
2. Dial 205-682-1199 or 800-910-4804 to access Telephone Banking
3. Select “Account Information” to access your MSCU Account and enter your member number
and your telephone banking PIN.
4. Proceed with choosing the appropriate option for your needs.

Telephone banking is available around the clock for Mutual Savings members. If you experience difficulty navigating the telephone menus, you may also contract Member Services during normal business hours for assistance. Normal business hours are Monday – Friday from 8:30 a.m. to 5 p.m.

Telephone banking is available around the clock for Mutual Savings members. If you experience difficulty navigating the telephone menus, you may also contract Member Services during normal business hours for assistance. Normal business hours are Monday – Friday from 8:30 a.m. to 5 p.m.

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

Call, Click or Come In

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

Call, Click, or Come In