How to Join
Step 1
CHECK YOUR ELIGIBILITY
To join, you must live, work, worship or attend school within our 13 counties. Or be employed by a Mutual Savings Sponsor Group.
Step 2
Apply
Our online application process uses a third party service. Please note that Mutual Savings Credit Union has no control over the accuracy of the information, nor the security of the site you are about to visit and makes no warranty thereof.
If you do not wish to use the third party application process we will be happy to call you and take your application over the phone. Alternatively please visit your nearest branch.
First Mortgage Real Estate Loans
- 30-year variable rates with 7, 5, 3, and 1 ARMs
- 15-year variable rates with 7, 5, 3, and 1 ARMs
- Loan to Value 90%, no PMI
- 10 year, fixed-rate amortization
- 15 year, fixed-rate amortization
- 30 year, fixed-rate amortization
Second Mortgage Real Estate Loans
- 30-year amortization with 5-year balloon
- Loan to Value 90%, no PMI
Additional Loans
- Home Equity Line of Credit
- Land and Investment Loans
- Residential Lot Loans
View the HELOC disclosures for more information.
Visit the Mutual Savings Credit Union loan rates page for our current real estate loan rates. Contact Mutual Savings to speak with our Real Estate Lending Department.