Credit Insurance

Credit Life

Credit Life insurance ensures that family members will not be burdened with loan payments after a borrower’s death. These payments only add a small fraction to your loan payment.

Credit Disability

Should an injury or disability keep you from working, Credit Disability maintains your loan payments.

GAP

Guaranteed Asset Protection (GAP) insurance helps covers the remaining balance of your auto loan. GAP will step in if your vehicle is damaged beyond repair before the final loan payment is made. If your auto insurance check does not help cover the full amount owed on the auto loan after the accident, GAP insurance will cover the remaining amount.

Mechanical Repair Coverage

Repairs to vehicles can be costly. Mechanical Repair Coverage, or MRC, helps borrowers afford pre-approved repairs on vehicles financed by Mutual Savings Credit Union. If you drive a luxury vehicle but can’t afford luxury repairs, MRC is a worthwhile option.

If you’d like to see your Mechanical Repair Coverage Policy (MRC) click here. You only need your vehicle VIN number or your contract number.

You can contact a Mutual Savings representative to add any of these products to select Mutual Savings loans.