How to Join
A share certificate from Mutual Savings Credit Union is a great savings tool that packs a competitive interest rate. MSCU offers 6 month, 1 year, 2 year, 3 year and 5 year certificate terms to fit your savings schedule. The longer the term, the greater your savings.
Deposit your money into your share certificate (commonly referred to as “CDs” at other financial institutions) and allow your funds to earn interest for the duration of the term your selected. Early withdrawal penalties apply.
Please visit our deposit rates page to see our current interest rates for share certificates as well as Individual Retirement Account (IRA) certificates.