Real Estate Loans

New Home

The different stages of life call for different real estate lending needs and Mutual Savings Credit Union has you covered at every turn. Whether you need a first or second mortgage or a home equity line of credit for large purchases or home projects, you need to talk to your credit union first. Mutual Savings offers a wide range of real estate loans that will help you purchase, refinance or improve your dream home.


  • 30-year variable rates with 7, 5, 3, and 1 ARMs
  • 15-year variable rates with 7, 5, 3, and 1 ARMs
  • Loan to Value 90%, no PMI


  • 30-year amortization with 5-year balloon
  • Loan to Value 90%, no PMI


  • Home Equity Line of Credit
  • Land and Investment Loans
  • Residential Lot Loans

View the HELOC disclosures for more information.

Visit the Mutual Savings Credit Union loan rates page for our current real estate loan rates. Contact MSCU to speak with our Real Estate Lending Department.