Enjoy Christmas in July with Mutual Savings Credit Union!

We all need a break every now and then – even Santa! Enjoy MSCU’s Christmas in July when you skip your July Mutual Savings Credit Union loan payment! Use that money for a relaxing vacation, for summer shopping, a project at home or anyway you like!


  • Visit a lender at your nearest Mutual Savings branch or by calling Mutual Savings at (800) 950-6728 and ask about the Christmas in July offer.
  • All borrowers on your loan must sign the Skip-A-Pay form.
  • Enjoy your extra money in July!

It’s that easy! For a fee of $35, you can skip the July payment from your MSCU vehicle or personal loan. It’s such a great offer that it feels like Christmas in July! Your chance to skip your July payment ends on July 31st – hurry to Mutual Savings Credit Union today!

*Qualified members may only skip payment in July 2015. Member signature required; 2 signatures required if loan is jointly owned. Signature authorizes MSCU to extend your final loan payment by one month. Interest will continue to accumulate on your loan during the month you skip your payment. The final loan payment may be higher than the amount disclosed due to the postponement of any scheduled or skipped payments and the term may be extended. Payments made through payroll deduction will be deposited into your savings account for the month you are skipping your payment. This offer does not include Mortgage or Business loans. Participation could result in a reduction of GAP insurance benefits in some circumstances, or other insurance benefits which may be calculated according to the original loan terms and insurance certificates may not fully cover the balance of the loan. This offer expires July 31, 2015. Regularly scheduled payments will resume in the month following the skipped payment. **A fee of 35.00 will be charged to skip a payment. This fee will be assessed for each eligible loan type in which the payment is skipped. See credit union representative for more details.