The Basic Checking account came about as an answer to the popular request for a no-nonsense checking account. Perfect for beginners or checking veterans, the Basic Checking account can receive your direct deposits and allow you to arrange for payroll deductions to automatically make your loan payments. A Basic Checking account is also capable of handling your everyday transactions and is a much safer alternative to carrying cash.


  • Free home banking service
  • Free online bill pay service
  • Free telephone banking service
  • Free VISA® debit card
  • Free e-Statements

Let’s Get Started

There’s no monthly service fee or required balance for Basic Checking. Visit any MSCU location or contact a Mutual Savings representative to open a Basic Checking account or view our Checking Comparison page to view features of our other great checking accounts.

Please click the image below to reorder your personal checks.

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