Important Information About the MSCU Mobile App

October 11, 2016 mscu
We are excited to announce the release of our brand new, completely updated mobile app! The new app is available for free on the Apple App Store and the Google Play Store.  As of tomorrow (4/1/2016), this update will be mandatory.  Depending on your configuration, your device may prompt you to upgrade, but you’ll want
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Mutual Savings to Welcome Community Members to New Branches

October 11, 2016 mscu
BIRMINGHAM, Ala. – Mutual Savings Credit Union (MSCU) is inviting people who live, work, attend school and worship in the area to attend celebrations at its three new branches during the month of February. Stop by for your chance to win gift cards, prizes and more from MSCU. The events are set for 10 a.m.
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MSCU to Close Early Friday, Jan. 22 at 4:30 pm

October 11, 2016 mscu
Weather Notice: 4:19 p.m. CST 1/22/2016 Mutual Savings Credit Union Branches will be closing all branches at 4:30 p.m. on Friday, Jan. 22, 2016, due to inclement weather. We apologize for any inconvenience this may cause, but the safety of our members and employees is always our first priority. You may access your account 24/7 through our convenient home banking,
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Holiday Hours 2015

October 11, 2016 mscu
Christmas Hours MSCU branches will close the following dates in observance of the Christmas Holiday: Thursday, Dec. 24- Christmas Eve Friday, Dec. 25- Christmas Day All branches will resume regular business hours on Monday, Dec. 28, 2015. New Year’s Hours MSCU branches will close the following dates in observance of the New Year’s Holiday: Thursday, Dec. 31-
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Skip your MSCU Loan Payment for the Holidays

October 11, 2016 mscu
Mutual Savings Credit Union members can skate through the holidays with a little more cash in your pocket by taking advantage of MSCU’s Skip-a-Pay promotion. Eligible members can elect to skip their December 2015 or January 2016 loan payment and use that money for other expenses. The deadline to sign up for this promotion is December 31,
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Mutual Savings Credit Union Partners with Magic 96.5 for Christmas Wish

October 11, 2016 mscu
BIRMINGHAM, Ala. — Mutual Savings Credit Union (MSCU) is proud to continue to donate clothing, toys, groceries and financial assistance to community members in-need through its partnership with Magic 96.5 WMJJ-FM’s Christmas Wish program this holiday season. Magic 96.5 listeners participate by nominating friends, neighbors or family members in need of assistance. The station grants
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Mutual Savings Credit Union Supports Toys for Miners

October 11, 2016 mscu
BIRMINGHAM, Alabama – Mutual Savings Credit Union (MSCU) is asking community members for their help in supporting Toys for Miners, a local group dedicated to assisting miners and their families in their time of need, this holiday season. The organization is requesting monetary donations, non-perishable food items, clothing, and new, unwrapped toys for the families
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4 Ways to Save this Cyber Monday

October 11, 2016 mscu
1.) Make a list. Avoid overspending by making a list to ensure you don’t purchase for the same people twice. While your cousin may appreciate her three gifts from you, your brothers and sisters probably won’t appreciate the gifts you forgot to order for them. 2.) Pay attention to extra costs. The prices companies advertise on websites is usually not
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Introducing Concierge Service from MSCU

October 11, 2016 mscu
After more than 75 years, excellent service remains a hallmark of Mutual Savings Credit Union. We are proud to take our service for you to the next level with Concierge Service. You Deserve Dependability You may feel like you are “just a number” at other financial institutions. You deserve to be treated better than a
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brass|Show: CARving out an Auto Budget

October 11, 2016 mscu
There’s lots more to owning a vehicle than just paying your auto loan payment on time each month. The following episode of The brass|SHOW is great for sharing with young drivers to help them learn more about the operational costs associated with owning a vehicle. Want even more great financial tips from brass|MEDIA? Be sure
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Enjoy Christmas in July with Mutual Savings Credit Union

October 11, 2016 mscu
We all need a break every now and then – even Santa! Enjoy MSCU’s Christmas in July when you skip your July Mutual Savings Credit Union loan payment! Use that money for a relaxing vacation, for summer shopping, a project at home or anyway you like! HOW IT WORKS Visit a lender at your nearest
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brass|Show: Home Buying

October 11, 2016 mscu
If you have been considering buying your first home, you probably have lots of questions about financing, repayment terms and other considerations. The latest episode of The brass|SHOW has answers to those questions and more. The following video contains everything you need to know about mortgages and the home buying process. After watching. be sure
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MAKE IT HAPPEN with Mutual Savings Credit Union!

October 11, 2016 mscu
Warmer days are here and you can start working on those projects that have waited because of weather delays. No matter if your plans call for renovations, upgrades or a whole new start, you can MAKE IT HAPPEN with Mutual Savings Credit Union! The easy loan application process that all Mutual Savings members enjoy can
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Could These Saving Habits Cost You?

October 11, 2016 mscu
Are you a diligent saver? Penny pincher? You probably have your own tips and tricks for saving a chunk of cash here or squeezing the last bit out of a dollar there. While saving money is a noble pursuit, the ways you save could cost you. Do you abide by any of these four bad
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The Difference Between Your Current and Available Balance

October 11, 2016 mscu
You’ve seen the two different balances in your Mutual Savings Credit Union home banking account or on your ATM receipts but what is the difference between youravailable balance and your current balance? To understand the answer to this question, it is helpful to know more about how checks and debit card purchases are presented to
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brass|Show: Securing Your Security Deposit

October 11, 2016 mscu
If you plan on renting a house or an apartment this summer, there are some important things to consider about your all-important security deposit. The following episode of The brass|SHOW explains some helpful steps you can take – from documenting the condition of your place to knowing what’s allowed in your lease – that could
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Top 5 Features of the ABC 3340 Weather App

October 11, 2016 mscu
Because our weather patterns can be very active here in the Mutual Savings Credit Union service area, you need a tool that can inform you how to dress for your day or keep you updated about inclement weather. Such a tool is available in the form of the ABC 33/40 Weather App, brought to you in part
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Discover a Better Alternative to Banking with Mutual Savings Credit

October 11, 2016 mscu
Technology improves life by allowing us to combine steps and save time. Our smartphones are technological marvels that serve as a camera and dictionary, not to mention all of its communications functions. In short, technology gives us access to better alternatives. Inspired by today’s technology, Mutual Savings Credit Union has created a better alternative to
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We Are That Credit Union--Rex

October 11, 2016 mscu
A routine visit to his Mutual Savings Credit Union branch turned out to be quite a money-saver for Rex. During the visit, Rex mentioned his truck loan payment. Curiosity got the best of us – we quickly determined that refinancing his loan with Mutual Savings would cut his monthly payment in half and save him
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brass|Show: Food Shopping on a Budget

October 11, 2016 mscu
Whether you buy your food in a restaurant, grocery store or vending machine, chances are that you’re spending more money than you have to due to lack of planning. The simple steps covered in the following episode of The brass|SHOWcan help you identify ways to save by shopping on a budget. Want even more great
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We Are That Credit Union--Cory

October 11, 2016 mscu
Cory was eager to get into a new truck but was unsure about his ability to get approved for a loan. He had never applied for a loan before and he didn’t know what steps to take. Cory came to Mutual Savings, explained what he needed and we guided him through the entire application process.
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Get Ready for March Madness with the ABC 3340 Sports App and MSCU

October 11, 2016 mscu
Mutual Savings Credit Union is proud to team up with ABC 3340 to bring members the latest news and scores with the ABC 3340 Sports App. Get ready for March Madness by downloading the ABC 3340 Sports App, brought to you in part by Mutual Savings. This is the must-have app to keep up with
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We Are That Credit Union--Carroll

October 11, 2016 mscu
Carroll felt as if she would never pay off her high-interest title loan. Fortunately, a friend told her about Mutual Savings Credit Union and our ability to help people save money through refinancing. Carroll visited Mutual Savings, explained her situation and we worked with her to find a way to reduce her loan rate and
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brass|Show: Saving Strategically

October 11, 2016 mscu
The chances of winning the lottery are very low. If you want to add some extra money to your account, it makes more sense to develop a sound savings plan than to purchase lotto tickets. In this episode of The brass|SHOW, we’ll review 10 easy ways you can save while you’re young to build the
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Apply Today and Drive Away

October 11, 2016 mscu
Today’s technology puts a wealth of possibilities at our fingertips. In a matter of a few swipes, taps and clicks, you can learn about the Great Wall of China, find a recipe for tonight’s dinner or even watch the latest episode of your favorite television show. At Mutual Savings Credit Union, we’ve incorporated that same notion
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brass|Show: Financial Positioning System

October 11, 2016 mscu
It’s easy to hop into your car, punch a destination into your GPS and drive with confidence. Wouldn’t it be great if you had a FPS…a Financial Positioning System?? Unfortunately, such a device doesn’t exist but the latest episode of The brass|SHOW explains how plotting your financial future is a lot like planning a long
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brass|Show: What's the Score?

October 11, 2016 mscu
The beginning of another year is upon us, which makes for a great time to try new things. If you’re planning on improving your credit score in 2015, the first step you need to take is finding out your current credit score. There are various ways to learn this information and some of those ways
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Magic and MSCU Team up for Christmas Wishes

October 11, 2016 mscu
Mutual Savings Credit Union has partnered with area radio station Magic 96.5 to help brighten the holiday season through Magic 96.5’s Christmas Wish program. Magic 96.5 listeners can help grant Christmas wishes for neighbors or family members in need of clothing, toys, groceries or other type of financial assistance. Through the Christmas Wish program, families
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Apply Online for a Loan from MSCU

October 11, 2016 mscu
Mutual Savings Credit Unions low loan rates and convenient terms make it easier to accomplish your financial goals – from buying your next car to paying unexpected bills. Applying for a loan should be just as easy. Thanks to MSCU’s commitment to technology, it is! There are two great ways to apply for loans here
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brass|Show: UnABEle to Pay off Debt?

October 11, 2016 mscu
Winter weather is here and it’s almost to start planning your resolutions for the New Year. If you plan to tackle your debt next year, the latest episode of The brass:SHOW explains two approaches that may come in handy – and both have names that are very fitting for this time of the year! Want
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Skip Your MSCU Loan Payment for the Holidays

October 11, 2016 mscu
Mutual Savings Credit Union members can skate through the holidays with a little more cash in your pocket by taking advantage of MSCU’s Skip-a-Pay promotion. Eligible members can elect to skip their December 2014 or January 2015 loan payment and use that money for other expenses. The deadline to sign up for this promotion is December
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Welcome Back Cadillac

October 11, 2016 mscu
Cadillac has rejoined Love My Credit Union Rewards for the holiday season. Now, in addition to saving on a Chevrolet, Buick and GMC, you can also save on a new 2014 Cadillac. Plus, you can take advantage of MSCU’s low loan rates. This great offer is made available to Mutual Savings members as part of
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Extra Protection with Verified by Visa

October 11, 2016 mscu
The increase in the amount of online shopping we do seems to be paralleled by a rise in data breaches and identity theft. Mutual Savings Credit Union understands the level of convenience that shopping online offers to our members and wants to put any concerns at ease. That’s why the Verified by VISA program was
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brass|Show: Building a Biased Budget

October 11, 2016 mscu
We enjoy so many activities and hobbies that they often complicate the budget-making process. But accommodating all of your interests can be accomplished with some creative thinking. The latest episode of The brass|SHOW provides handy visual examples of how you can plot your budget to meet all of your needs. Want even more great financial
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Thank You, Mutual Savings Members!

October 11, 2016 mscu
Mutual Savings Credit Union’s 2014 celebration of International Credit Union Day was a big success and gave us plenty of opportunities to thank you, the MSCU membership, for your loyalty and your business. If you didn’t have a chance to make it by your MSCU branch, please know that we appreciate you, too! A special
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Celebrate International Credit Union Day with Mutual Savings

October 11, 2016 mscu
On Thursday, October 16th, credit union members around the world will celebrateInternational Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. In honor of this special day, Mutual Savings Credit Union invites our members and the entire community to any MSCU branch to help celebrate the occasion with refreshments
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Watch the Auto Quest Commercial

October 11, 2016 mscu
Over the past few weeks, we’ve shared behind-the-scenes photos from our recent Auto Quest commercial shoot on the Mutual Savings Twitter and Facebook pages. The photos have generated a lot of buzz and anticipation for the finished product with employees and members. We’re happy to be able to share the latest Auto Quest commercial below:
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brass|Show: Managing Your Finances

October 11, 2016 mscu
There are many things in life that prevent us from properly managing our finances. Things like impulse purchases, forgetting to track an expense, emergency car repair plus many of life’s other curveballs. Sometimes it feels like it’s impossible to get the most out of our paychecks while saving money during tough times. The latest episode
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Enter MSCU's Tailgate Contest

October 11, 2016 mscu
Tailgating season is here and Mutual Savings Credit Union is giving you a chance to be the envy of the parking lot when you enter our tailgate contest! Share the MSCU Facebook page with your friends during Auto Quest and you could win these great tailgate prizes: A Bluetooth speaker to use at your home
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Earn Even More Interest with Rising Rewards

October 11, 2016 mscu
It just got even easier to make money with your Rising Rewards account from Mutual Savings Credit Union! In addition to earning you rewards points for your signature-based debit card purchases, your Rising Reward balance now earns0.75% APY* on balances lower than $25,000.00. There’s no minimum balance requirement to earn this great rate – it’s
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Auto Quest is Back at Mutual Savings Credit Union

October 11, 2016 mscu
Auto Quest is back at Mutual Savings, which means your search for the best auto loan rate doesn’t have to be an impossible journey. Finding your next new or used vehicle can be a real adventure but Mutual Savings members can rely on our special guidance during Auto Quest to navigate your way to the
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Mutual Savings Members Encouraged to be Careful with Private Info

October 11, 2016 mscu
At Mutual Savings Credit Union, we take pride in the fact that you, our member, chose us to be your financial institution. In order to meet your needs, we strive to keep you informed of our new products as well as information that may assist with the management of your Mutual Savings account. From time
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brass|Show: Choosing Car Insurance

October 11, 2016 mscu
There’s a lot of information (and options) to consider when selecting your car insurance. Going with the cheapest plan now can possibly cost you more later. To help make sense of this critical decision, Mutual Savings Credit Union presents the latest episode of The brass|SHOW. As a Mutual Savings Credit Union member, you can get
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MSCU and ABC 3340 Sports App

October 11, 2016 mscu
Mutual Savings Credit Union is proud to team up with ABC 3340 to bring members the latest sports news and scores with the ABC 3340 Sports App. This fall, keep up with your favorite high school football teams by watching the ABC 3340 FridayNight Blitz Show and by downloading the ABC 3340 Sports App, both
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Get Ready for Football with Mutual Savings Credit Union

October 11, 2016 mscu
It’s the most exciting time of the year throughout the Mutual Savings Credit Union service area – the beginning of football season!  This season, MSCU can help you get the most out of your team’s success at home or on the road. Here’s how: ENHANCE YOUR VIEWING EXPERIENCE Watching your team in anything other than
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Keep Summer Going with MSCU

October 11, 2016 mscu
The beginning of another school is just around the corner but that doesn’t mean summer has to end just yet! With MSCU’s summer loan options, you can keep summer going! You can do more for less with an interest-only HELOC from Mutual Savings Credit Union. Pay for one last summer vacation, purchase a car and
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brass|Show: Don't Pay Too Much

October 11, 2016 mscu
When it comes to sticking to your budget, you’d be amazed at how some seemingly harmless purchases can throw everything off track. Watch the latest episode ofThe brass|SHOW to learn how skipping some common daily purchases could really boost your budget and prolong the life of your paycheck. Want even more great financial tips from
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Top 5 Forgotten Features of MSCU

October 11, 2016 mscu
For over 75 years, Mutual Savings Credit Union has established a reputation as a leading provider of checking, savings and loan products. In addition to providing the core services needed to manage your finances, MSCU supplies benefits that you may have overlooked. Let’s take a look at the 5 most forgotten features of Mutual Savings
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brass|Show: Summer Entertainment on a Budget

October 11, 2016 mscu
The longer, warmer days we’re currently enjoying give us plenty of opportunities for fun activities. If you’re looking for affordable ways to enjoy some summer fun, this episode of The brass|SHOW is just what you need. The video will highlight what it takes to enjoy fun outings without busting your budget. Want even more great
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Interest-Only HELOC Payments from Mutual Savings Credit Union

October 11, 2016 mscu
Mutual Savings Credit Union members can now enjoy the savings benefit of interest-only payments for their Home Equity Lines of Credit. This offer can be especially helpful to members that are anticipating big plans or projects this summer. WHAT IS A HOME EQUITY LINE OF CREDIT? Unlike loans that provide borrowers with a fixed amount
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MSCU Social Media Contest: Pool Party!

October 11, 2016 mscu
Summer is finally here and what better way to cool off than with a pool party? In June, Mutual Savings Credit Union is giving you an opportunity to win an outstanding prize pack that will enhance any pool party! The MSCU Pool Party prize pack contains these great items: A Bluetooth speaker – great for
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brass|Show: Building a Budget

October 11, 2016 mscu
Managing your finances is made much easier when you operate with a budget. Budgets not only help prevent overspend, they can also assist with your savings plan. If you don’t have much experience with budgets, the following episode of The brass|SHOW will help you get a better understanding of how to build your own budget.
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Finance Your Fun with MSCU

October 11, 2016 mscu
After a long summer, it’s time to enjoy the cool days of fall and winter! No matter what recreation you pursue, you can finance your fun at Mutual Savings Credit Union. As a Mutual Savings member, you can enjoy low rates on the loans that will bring you one step closer to having a blast
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brass|Show: Bargain Vacation Tips

October 11, 2016 mscu
Vacation season is here again and it’s time to plan your trip. If you’re looking for ways to maximize your traveling budget, watch the following episode of The brass|SHOW. You’ll learn about interesting ways to save on transportation and lodging expenses that you may have never considered. Want even more great financial tips from brass|MEDIA?
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Fraud Prevention Tips From Mutual Savings Credit Union

October 11, 2016 mscu
As our involvement in the digital world grows, we must also grow our awareness for potential fraud and scams. In this digital age, cyber criminals are constantly creating new and more aggressive ways to gain information that’s critical to your finances and reputation. Despite this concern, there are steps you can take to protect yourself
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brass|Media: Instagram Contest

October 11, 2016 mscu
brass|MEDIA, Mutual Savings Credit Union’s long-time partner for financial education resources, is conducting an Instagram contest during the entire month of April in conjunction with National Financial Literacy Awareness Month. Each week during April, students and teachers can share photos and use specific hashtags to compete for great prizes. Watch this video to get a
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Free Discover the Alt T-Shirt in April

October 11, 2016 mscu
April is National Financial Literacy Awareness Month and Mutual Savings Credit Union is making a special offer to anyone that interested in improving their understanding of money management. During the month of April, MSCU will be giving away a free t-shirt to anyone that pays a visit to a MSCU branch location and asks about
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Free Without Fluff at Mutual Savings Credit Union

October 11, 2016 mscu
These days, when something is offered to you for free, it’s usually something that you don’t have a need for or something you don’t use. But at Mutual Savings Credit Union, our free offers are more than fluff – they’re services or benefits that add even more value to your MSCU membership. From products to
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Apple iOS Update

October 11, 2016 mscu
Mutual Savings Credit Union members that enjoy using MSCU’s mobile banking app should be advised of the recent iOS security update issued by Apple. As suggested by Apple, you should install this update as soon as you can to ensure your information is as safe as possible. iOS 7 users should download and install iOS 7.0.6.
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brass|Show: What is Credit and Why Do I Care?

October 11, 2016 mscu
This episode of The brass|SHOW helps answer two very important questions:What is Credit and Why Do I Care? This video is a must-see for young people that are learning the ropes of the financial world. You can learn more about how Mutual Savings can help establish credit by visiting our credit card and personal loan
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Mutual Savings Credit Union: We Can Help

October 11, 2016 mscu
The unexpected winter weather that impacted the Mutual Savings Credit Union service area on January 28th caused unforeseen damage to homes and vehicles. As our communities return to normal and you begin to learn of the repairs needed, please know that Mutual Savings can help. Financing Your Repairs Getting the needed financing for your home
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A Guide to the Mutual Savings Auto Loan Process

October 11, 2016 mscu
The major auto manufacturers just released their new models at the recent Detroit Auto Show and they all look great. Do you know what features you want but aren’t sure how to make your next car a reality? Mutual Savings Credit Union’s auto loan process can help the first-time car buyer or the growing family
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brass|Show: Common Debt

October 11, 2016 mscu
At some point in your life, you will accumulate debt. We all do. In the latest episode of The brass|SHOW, you’ll see the pros and cons of a variety of debt – from student loans to credit cards to mortgages. Want even more great financial tips from brass|MEDIA? Be sure to pick of a free
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What to do With Unexpected Income

October 11, 2016 mscu
In reality, chances of winning such a lottery are very slim. However, inheriting money or even getting a bigger-than-expected tax return is not unlikely. Here are 5 tips from Mutual Savings Credit Union for putting your unexpected income to good use. Tip #1: Prevent your tax refund (or any unexpected income) from vanishing. Your income
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Don't Let Your Tax Refund Vanish!

October 11, 2016 mscu
Your income tax refund can be a quick fix to pay bills or make needed purchases. You’ve probably noticed in the past that your refund can disappear before your eyes. This year, Mutual Savings wants to help prevent your tax refund from performing a vanishing act! Mutual Savings has two smart options for your tax
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Information for MSCU Members About Target Data Breach

October 11, 2016 mscu
Mutual Savings Credit Union is aware of the data breach suffered by Target and impacting their consumers. Target is a large and well known retailer in many of our communities that members use. Right now, we are currently waiting on information from VISA to identify any MSCU accounts that may have been impacted. If your
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brass|Show: How to Haggle

October 11, 2016 mscu
It’s almost time to begin plotting our New Year’s resolutions. If one of your 2014 resolutions pertains to getting more bang for your buck, it may help to improve your negotiating skills. The latest episode of the brass|SHOW features a lot of great points to keep in mind the next time you need to utilize
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brass|Show: Lower Your Interest Rate

October 11, 2016 mscu
Last month’s episode of The brass|SHOW covered some facts to keep in mind when determining which type of credit card is right for you. This month, learn how to lower your credit card’s interest rate using this tips from the following episode: Do you have more questions about your credit card or your interest rate?
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Welcome to our New Website!

October 11, 2016 mscu
Welcome to the all-new Mutual Savings Credit Union website. In additional to the new appearance, signing into home banking, viewing information about rates, comparing details of MSCU’s products and other tasks are now easier to complete. The following tips will help you locate the information you seek as you become more familiar with the new
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Don't Tax My Credit Union

October 11, 2016 mscu
A not-for-profit credit union is all about providing great financial services to its members. That’s its sole purpose, distinguishing a credit union from other financial institutions, particularly a bank. A bank’s first priority is to maximize shareholders’ profits – from the rates and fees charged to its customers for loans and services. But you might
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How to Report Your Lost or Stolen Debit Card

October 11, 2016 mscu
Debit cards have become one of the most popular services enjoyed by Mutual Savings Credit Union members because they are secure and easy to use for purchases and ATM withdrawals. Unfortunately, there are times when we misplace our debit cards or, even worse, they are stolen. Mutual Savings Credit Union provides multiple options for members
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Picking Passwords: Make it Hard to Crack Your Code

October 11, 2016 mscu
When a snoopy sleuth on a cop show or spy movie needs access to a bad guy’s computer, passwords are cracked in two minutes tops. Why is that? Usually it’s because the password is the name of a loved one or prized possession–something anyone would know about the person. Most passwords in the real world
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