Checking Comparison

Thank you for choosing Mutual Savings Credit Union to meet your checking account needs. The following checking account comparison table highlights the best features of all the checking accounts Mutual Savings has to offer. For more information, please contact MSCU.

Feature Basic Checking Rising Rewards Checking Second Chance Checking Discover the Alt Checking Business Checking Vision Business Checking
Minimum Opening Deposit
$50
$50
$100
$50
$50
$50
Minimum Balance Requirement
None
None
None
None
None
$20,000.00
Monthly Fee
None
None; $3.95 if not using home banking
$16.95
None
$10.00
$20.00 if average daily balance of $20,000
is not met
Earns Interest
No
Yes
No
No
Yes
Yes
Courtesy Pay
Yes
($30 fee per item)
Yes
($30 fee per item)
No
No
Yes
($30 fee per item)
Yes ($30 fee per item)
Home Banking
Yes
Yes
Yes
Yes
Yes
Yes
Online Bill Pay
Yes
Yes
Yes
Yes
Yes
Yes
Telephone Banking
Yes
Yes
Yes
Yes
Yes
Yes
Mobile Banking
Yes
Yes
Yes
Yes
Yes
Yes
e-Statements
Yes
Yes
Yes
Yes
Yes
Yes
Payroll Deduction
Yes
Yes
Yes
Yes
Yes
Yes
Direct Deposit
Yes
Yes
Yes
Yes
Yes
Yes
Debit Card
Yes
Yes
Yes
Yes
Yes
Yes
ATM Withdrawals
Yes
Yes
Yes
Yes
Yes
Yes