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TruStage is the marketing brand for insurance products underwritten by CMFG Life Insurance Company and investment products referenced below.

Mutual funds and variable annuities are sold by prospectus only. Contact a financial professional to obtain a prospectus, and be sure to read it carefully before investing or sending money. The prospectus contains information regarding the product, including investment objectives, risks, fees and charges. All guarantees are based on the claims-paying ability of the issuer and do not extend to the performance of variable subaccounts, which can fluctuate with changes in market conditions. “S&P 500®” is a trademark of The McGraw-Hill Companies, Inc. and has been licensed for use by CMFG Life Insurance Company. Products are not sponsored, endorsed, sold or promoted by Standard & Poor’s, and Standard & Poor’s makes no representation regarding the advisability of purchasing these products. If you are considering purchasing an annuity as an IRA or other tax-qualified plan, you should consider benefits other than tax deferral since those plans already provide tax-deferred status. Withdrawals may be subject to surrender charges. Withdrawals of taxable amounts are subject to ordinary income tax, and if taken before age 59½ may be subject to a 10% federal tax penalty.

Representatives are registered, securities are sold and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA 50677, 800-369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. Financial representatives and this site do not provide tax or legal advice. For tax or legal advice, consult a licensed professional.