What Kind of Loan Do You Need?

• Personal Loans: A popular loan to pay bills, purchase gifts or vacations, or to get you past a squeeze in your budget. Members qualify for a special loan program based on their tenure at sponsoring companies. You may also qualify for higher credit limits.
• Share- or CD-Secured: Borrow at Mutual Savings’ lowest rates by using your credit union savings (except IRAs) as collateral. A share-secured loan is a great way to avoid early-withdrawal penalties on CDs.
• Real Estate Loans: Whether you need a first or second mortgage, or a home improvement loan, you need to talk to your credit union first. Mutual Savings offers a wide range of real estate loans that will help you purchase, refinance, or improve your dream home. Fixed-rate loans are available up to 30 years.
• Other types of loans: Mutual Savings Credit Union looks for a way to make the loan you need. Talk to a loan officer about your credit union’s innovative financing plans.

Consumer Loan Rates
Rates quoted are best available and are subject to change. Rates may vary depending on your credit, loan to value, and payment terms. For more information, please call our call center at 682-1100 or if outside Birmingham, 1-800-950-6728.

Real Estate Loan Rates
Rates quoted are best available and subject to change. Rates may vary depending on your credit.