Mutual Savings Credit Union

Real Estate Loans

Whether you need a first or second mortgage or a home equity line of credit for large purchases or home projects, you need to talk to your credit union first. Mutual Savings offers a wide range of real estate loans that will help you purchase, refinance or improve your dream home.

Rates quoted are best available and subject to change. Rates may vary depending on your credit.

First Mortgages

Years

APR

Variable Rate Loans

30 (7 ARM)

3.25%

30 (5 ARM)

2.70%

30 (3 ARM)

2.70%

30 (1 ARM)

2.70%

Variable Rate Loans

15 (7 ARM)

3.25%

15 (5 ARM)

2.70%

15 (3 ARM)

2.70%

15 (1 ARM)

2.70%

Second Mortgages – No Closing Cost Option*

Years

APR

5-year Balloon – 30 year amortization

5

5.50%

*Except Appraisal and Attorney Fees if required

Open-End Loans

Years

APR

Home Equity Line of Credit

15

Prime**

**Margin may vary between -.5% – 2.25% based on credit factors and loan-to-value


Unimproved Property Loans

Years

APR

Unimproved Property Loans

15

Quote

Residential and Resort Lots

15

Quote

Specialty Loan Programs

Years

APR

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