Know what to consider when applying for a loan
No matter if you need a new vehicle, if you need to consolidate debt or if you need help financing a home remodeling project, applying for a loan can be the start of many solutions. The loan application process at Mutual Savings Credit Union is streamlined for your convenience. Make applying for your next loan even easier by considering these few items.
DO YOU HAVE TIME?
If you’re not able to visit your MSCU branch during the day to apply for a loan or if you feel more comfortable submitting your application at your own pace, consider MSCU’s online loan applications. This free service allows you to safely apply for your loan from anywhere and at any time. The mobile versions of our online applications also allow you to apply on the go with your tablet or smartphone.
HOW MUCH SHOULD YOU APPLY FOR?
If you’re not sure what amount you should apply for, a Mutual Savings lender can help you explore your options. Getting pre-approved for your loan amount gives you a specific amount to keep in mind when looking for your next car, truck or SUV. Visit your MSCU location or call a representative at (800) 950-6728 to get pre-approved today.
WHAT PAYMENT OPTION IS BEST?
Mutual Savings Credit Union members have payment options that fit your lifestyle and allow you to make your loan payments as conveniently as possible. With MSCU’s free online bill pay service, you can schedule your loan payment in advance and never worry about late fees or missing payments. Members that prefer a more direct payment plan can utilize the payroll deduction option and have their loan payment amount automatically drawn from your MSCU account each month at no charge.
Now you know what to consider and you also know that Mutual Savings Credit Union has options for each of these considerations. Be sure to check out MSCU’s low loan rates and start your application today!